Over 400,000 people in Denmark have “lønforsikring” salary insurance. This is extra to the a-kasse unemployment insurance. Why? To get more money when you become unemployed. For some, the move from salary to unemployment benefits can mean a drop of 50% in income. With extra salary insurance, the drop will be much lower. Over 400,000 people in Denmark have “lønforsikring” salary insurance. This is extra to the a-kasse unemployment insurance. Why? To get more money when you become unemployed. For some, the move from salary to unemployment benefits can mean a drop of 50% in income. With extra salary insurance, the drop will be much lower.