As the interest rates for most of your loans have increased, you should consider shopping around for a better deal. You can use the application Mybanker to compare between the different offers that the banks provide. You should know that the increase in interest rates is unequal between the different banks – f.ex. while Nordea increased with 0,75%, Danske Bank increased with 1,25%. Also make sure to look at the ÅOP (annual costs as a percentage) before you choose a loan as that includes also the bank fees. P.S – You can negotiate all the bank fees. Remember they want you to switch, so you have the power.